If the worker is lucky enough to have a full-time job with benefits, he or she may qualify for workers' compensation. It is a form of insurance that covers lost wages and medical benefits. In other words, the coverage helps the individual pay their bills until they recover fully. When certain situations arise, the employee may be entitled to more restitution, though.
The remaining sections of this article are going to reveal some of the circumstances. Hence, curious persons should stay put and read on. Hopefully, this information will help them decide whether they should hire a personal injury attorney or not.
What If Your Employer Does Not Have Workers' Compensation Insurance?
According to Florida WC, farmers with more than 5 regular or 12 seasonal employees must have workers' compensation. The research also indicates that construction companies with one or more laborers need coverage. Lastly, but certainly not least, businesses not in the construction industry with at least 4 workers must invest in the insurance. If your boss does not abide by the rules, and you sustain an injury on the job, it will likely be in your best interest to hire an attorney. The lawyer can file a lawsuit against the employer, fight on your behalf, and recover the restitution that you deserve.
A Toxic Substance Caused The Injuries
Toxic substances are also commonly called toxic torts. On many occasions, manufacturers deem these products safe for humans to use. Then, later on down the line, the items become considered toxic. Examples of such materials include but are not limited to...
• Round-Up Weed Killer
• Lead Paint
If an employee is exposed to toxic torts at work, he or she will probably need medical treatment to overcome particular conditions. That is, providing that the effects can be reversed. The symptoms cause them problems for the rest of their life. Doctor visits, medications, and hospital stays are anything but cheap today. So, contact an attorney to retrieve compensation and ensure that you can afford your medical expenses.
Other Issues That Could Make You Eligible For Restitution Outside Of Workers' Compensation
Workplace injuries can happen in lots of different ways. For one, the employer himself or herself might be responsible. How? Well, let's say that the person tells a worker to climb into a spinning chair instead of a ladder to change a light bulb. During the process, the piece of furniture moves and is thrust out from beneath his or her feet, leading to them hitting their head on the floor and receiving a traumatic brain injury. In such a case, a lawsuit to recover restitution might be in order.
A defective product may be behind a person's wounds too. For example, if the company provides lamps with defects for every office, workers could get injured if the units pose an electrocution risk. Finally, when a third party causes the injury while a worker is on the clock, that employee may want to use the legal system to their advantage. A lawyer can assist them in getting the funds that they need to recover. .