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Can My Child Collect Disability Insurance?

When a child is disabled, it is absolutely heartbreaking. The medical bills pile up and all of your dreams go out the window. But there may be a light at the end of the tunnel for these families. There are several programs available to help families collect financial assistance to help pay for help, lost wages and medical bills.

The Definition Of Disabled



A disabled child is defined by the Social Security Administration (SSA) in two parts.

1. The child must have a physical or mental condition that limits their activity level to an extreme.

2. The condition must have been present for over a year, be predicted to last a year or more, or resulted in the child’s death.

If both of these criteria are met, the child may qualify to receive disability benefits from the SSA. The child must also live in a household that does not have the means to pay for treatment on their own and little or no access to resources to help them out of the situation.

Financial Assistance



A disabled child requires around the clock care. It may not be possible for one parent to quit their job and stay home all day. Or if they do, the family’s financial situation may be severely impacted. Having the extra financial help can make a world of difference in a family’s well-being. Not everyone will qualify for assistance based on the fact that they have a disabled child. There are lots of resources available if you know where to look for them. Only those who truly need it will be granted this form of financial assistance.

How Long Does It Take To Process The Application?



The application can be mostly filled out online. This cuts out a lot of the waiting time. But not all of it can be completed this way. Some of it must be completed in a final interview with some members of the agency. After your interview, it may take three to five months to process your payments. This is why it is important to file and know your timeline right away.

Speak With A Lawyer



It is best to consult a lawyer when it comes to matters of a disabled child. They will be able to collect the appropriate information and direct you on the best course of legal action. You may need to spend a little bit up front to hire the lawyer, but they will probably be able to get you a larger payment in the end that will make it all worth it for you and your child. They will also be able to direct you to the right resources, saving you time and getting you that payment faster.

If you have a child that has been injured, contact All Injuries Law Firm. We have the experience and the knowledge to help you with your personal injury claim. When it comes to getting money to pay your bills, sooner is better than later. So don’t wait. Call us today!